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1900-1920, Slower than a Snail?

Updated: Dec 12, 2022

Even with new advancements and discoveries in the early 1900s, it was still a rocky start instituting our American Health Insurance. As we move forward, we actually come to a snail's crawl in implementing insurance. Let’s slow down and take a look at what all happened.


In 1900-1920, either people didn’t see a great value in Health Insurance or there was pushback from the medical community. And also more interest was with purchasing a “sickness” insurance which is considered more closely to a “disability” insurance today. Another issue arose with companies not looking to offer Health Insurance though between 1910 and 1915, 32 states enacted workmans’ compensation insurance. There was clearly a huge back and forth in these early stages.

There were many issues that caused friction. There wasn't popular support to see legislation because of a low demand for general health insurance. Pharmacists, physicians and commercial insurance companies did not approve any legislation. They plainly didn’t want any government oversight. Many commercial insurance companies did offer burial insurance. Their opposition came because legislation would intervene with their business practices as well.


Now these bits of information are for our country as a whole, though there were pockets across the states that had workmans' compensation or a type of prepaid hospital insurance.


Before proceeding past 1920, we will take a quick look at the difference between health insurance and healthcare. These two terms have been linked together though similar sounding, they differ in what they offer. We will go over that in the next blog post. Thank you for being here. We hope to offer some bit of information to help add to your decisions being as informative as possible.


Sources:

https://www.griffinbenefits.com/blog/history-of-healthcare

https://account.ache.org/iweb/upload/Morrisey2253_Chapter_1-3b5f4e08.pdf

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